Property in Self-Managed Super Funds
Investing in property via a
self-managed super fund is the smartest, most tax-effective way you can
significantly increase your super returns and buy investment properties.
If you have a combined
family super value $150,000 plus and want to turbo charge your retirement
savings, then you’d be crazy not to consider the option of borrowing to buy
property in a self managed super fund.
Here are reasons why you should buy property in a self
managed super fund:
can take control away from fund managers and choose your own investments,
such as commercial and residential properties anywhere in Australia
all other super funds, self managed super funds have the ability to borrow
boost your super balance by over 150% without any contributions and take
advantage of compound growth on a much larger super balance
can repay the debt significantly faster inside your super because of
concessional tax advantages
out any super income tax and compulsory contributions taxes being lost on
each super contributions – i.e: employer, salary sacrifice and personal
tax deductible contributions
no capital gains tax or income tax on rental income generated after the
age of 60
loans taken out for borrowing in a self managed super fund are
non-recourse, which means the banks take on all the risk not you
Here’s How It Works
Let’s say you had $200,000
in your family self managed super fund. You can use the money in your super as
a deposit plus costs to buy a property and the bank will lend you the rest.
So if you wanted to buy a
property worth $500,000, you could put in $175,000 which is equals 30% plus
costs, and the bank will lend you $350,000 to complete the purchase.
This means that you super
balance would have increased from $200,000 to $525,000. So in this scenario, if
your fund made a 7% capital growth before you purchased your property, the
increase in capital value on your $200,000 fund would be $14,000. Whereas, if
you take that same 7% return on your self managed super fund that purchased a
property, the increase on your capital value in your super would be about
That’s a $24,500 or 162.5%
difference in return.
Your loan repayments will
be repaid by the tenant in rent, plus your personal, employer or tax deductible
This demonstrates that
by substantially increasing the value of your fund, it significantly increases
the potential for return on your investment.
Take control of your
super NOW and make a massive difference to your super balance when you retire.
With the help of Investment Property Masters, you can:
the best properties to buy in your self-managed super fund
a constant stream of rental income and substantial capital growth
your portfolio and provide a defense against market fluctuations
reduce your income taxes on rental income and capital gains
100% of your real estate interest repayments and ongoing costs such as
repairs, insurance, agents’ fees and depreciation against your fund’s
your self-managed super fund to ensure you can meet your interest
obligations even if you stop making contributions to super
you don’t make costly mistakes that can cost your fund hundreds of
thousands of dollars in penalty taxes
There’s never been a better
time to invest in property using a self-managed super fund.
Start today and grow your
wealth faster than you ever thought possible.